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California First-Time Home Buyer: 2022 Programs and Grants

Peter Warden The Mortgage Reports Editor May 16, 2022 - 9 min read California Home Buyer Overview: The average home purchase price in California is considerably higher than in most states. So eligible first-time buyers really stand to benefit from the homeownership programs described below. California home buyer stats Average Home Sale Price in CA1&nb...

Real Estate Cycle: Understanding the Four Phases

https://www.fortunebuilders.com/real-estate-cycle/ As a real estate investor, it’s essential that you keep a pulse on the real estate cycle, both on macroeconomic and microeconomic scales, and know where we are in said cycle. The housing market cycle is closely tied to the general economy. Still, you can’t assume that the housing market is doing well just because the general...

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California Dream For All! Down Payment Assistance Program 20% Quick Guide

Website for the program is here!!!! ——> https://www.calhfa.ca.gov/dream/index.htm The Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs. Upon sale or transfer of the home, the homebuyer repays the origina...

You Do ADU, Part 1: Thousands of Californians are building ADUs. Should you?

BY JON HEALEY UTILITY JOURNALISM SENIOR EDITOR  MARCH 29, 2023 8 AM PT https://www.latimes.com/business/real-estate/newsletter/2023-03-29/how-to-decide-whether-to-build-an-adu-in-california-you-do-adu Accessory dwelling units are one of the hottest items in California’s housing industry, inspiring a slew of companies to try their hand at designing and building t...

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These Are The People Who Should Be Buying A Home!

The ideal home buyer in the Los Angeles real estate market today can vary depending on their specific needs and preferences. Los Angeles is a diverse and sprawling metropolitan area with a wide range of neighborhoods and property types, so the ideal buyer can differ significantly from one part of the city to another. However, here are some general characteristics that might define an ideal home...

How Interest Rates Are Determined

How are interest rates determined? They are determined by three forces. The first is the Federal Reserve, which sets the fed funds rate.1 That affects short-term and variable interest rates.2 The second is investor demand for U.S. Treasury notes and bonds.3 That affects long-term and fixed interest rates. The third force is the banking industry. It offers loans and mortgages...

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How interest rates and economic factors impact housing.........

https://www.bankrate.com/real-estate/interest-rates-housing/ 4 MIN READ Published April 20, 2023 Written by TJ Porter The housing market is complex. Prices are driven by a wide variety of factors that are local, regional, national and global. While basic concepts like supply and demand come into play, other things like mortgage rates, inflation and even economic condit...

6 Different Ways to Hack Your Housing (Find One That Works for You!)

https://www.biggerpockets.com/blog/6-house-hacking-strategies-you By now, most of us have heard of the term that Brandon Turner infamously coined called “house hacking.” For those of you who have not heard, it is when you purchase a property, live in part of it, and rent out the rest. That way, your roommates and/or tenants are paying a significant portion (or all) of your mortga...

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Presidential Elections Don’t Hurt Home Sales

by: Alexander Shaban, Alex Thomas July 30, 2024 https://jbrec.com/insights/presidential-elections-effect-on-housing-home-sales/ Key takeaways The annual seasonal decline in home sales is no worse in election years than in non-election years, according to 35 years of data. Greater-than-expected seasonal declines in home sales mostly reflect poor economic conditions (recessions...

First Time Home Buyers Quick Guide - 2024

Blog Post: A First-Time Homebuyer’s Guide for Couples Earning $80-$100K Annually Introduction: Turning Dreams into Reality Purchasing your first home is a major milestone, but it can feel daunting—especially when balancing affordability and aspiration. If you and your partner have a combined annual income of $80,000–$100,000, you’re not alone in wondering where to ...